6 Ways to Keep Your Job Search Away From Your Credit Score

“Job hunting is cheap and easy,” said no one, ever.

There are many resources to consider as you search for the perfect job; however, some of these resources may cost a pretty penny. Applying for another line of credit to pay for these expenses, however, is not the answer, since that course of action may affect your credit score.

To avoid fluctuation of your credit score or a need for credit repair down the road, here are six ways you can search for a new job with minimal costs:

1: Be your own headhunter

The Internet provides many resources that can help you find a job. You can browse through employment websites and download job-hunting apps to your smartphone.

Most of these employment services are free; however, if you are looking for a high-level position, you may want to consider a headhunter. Do your research first so you get results for the money you are spending.

2: Consider a career coach

Career coaches can help you determine your career goals, and they can help you establish your career path. Their services do involve a fee, though, so research your options and find someone credible. You may even consider bartering your services for free career advice.

3: Look good, spend less

Always be sure you look professional at an interview. That said, putting together the right outfit doesn’t need to cost a fortune. Hiring managers will be much more concerned with your experience and personality than your designer suit or shoes. If you really want to buy a new outfit, however, consider shopping at a local second-hand store for business attire.

4: Keep those receipts

Keep track of all your finances while you are searching for a new job. Expenses such as resume preparation costs and headhunter or career coach fees may be tax deductible. These costs are deductible as long as you are searching for a job within your current occupation.            Remember, too, that only the total amount exceeding 2% of your adjusted gross income can be deducted.

5: Use your community resources

Take advantage of the career resources in your community while you are searching for a new job. Employment centers and public libraries may offer workshops for job hunters as well as classes to brush up on computing skills. Additional resources may include clinics for helping with interviews and resume writing.

6: Network online and offline

Networking is one of the best ways to find work. It’s important to introduce yourself and get your name out there. You can find local networking events by visiting the Meetup website or by joining a professional association in your field.

LinkedIn is also a powerful online networking tool. Be sure to use a professional photo (no selfies!) and proofread your profile for accuracy. Moreover, write a summary to tell your profile viewers who you are and what your goals are. You never know who could be looking at you.

The best job resource

It’s you! Sure, searching for a new job can be time-consuming, and the fast and easy way may be to pay someone else to do the work for you. But this is not a solution for everyone, and you shouldn’t risk your credit score to find the best headhunter. There are many free and low-cost resources that can help you find a job just as well.

On the other hand, if you ever need assistance with credit repair, consulting with professionals could do you a world of good. Consider calling the credit experts at Ovation Credit if you think you’re in need of some help. We’ll be happy to set you up with a free consultation to discuss your financial situation.

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