Having a good credit score can open up opportunities for – loan approvals, insurance premiums, personal loans and credit cards. Having continuous insight into your credit can help you with your financial goals while saving you time and money.

Yes, checking your credit report annually is always a good idea, but having year-round access to your credit score and monitoring alerts is even more important.

A credit monitoring service acts not only as a personal assistant but as a bodyguard for your credit report (if you are NOT on the list you are NOT getting in without someone being notified). Our credit monitoring service allows you to track your credit report and credit score changes. When a change occurs to either, you are immediately alerted and can quickly review the information, confirm that it’s correct and then decide what action, if any, to take. Some things that you would be alerted about are, negative information like a late payment reported by one of your creditors, changes to any accounts, such as new accounts being opened in your name, or changes to your credit score (positive and negative).

Ovation’s credit monitoring service is a great tool for anyone who wants to improve their credit standing or their overall financial health in general because you can check your credit report as often as you like and make strategic moves to help you reach your goals.  For example, let say you are wanting to buy a home, so you have signed up for our service to reach your optimal credit profile. The day has come and you received the notification that your credit score has increased and applying for a pre-approval for your mortgage could be the next rational step. During your approval process you will have the inside look on your credit to make sure their are no inaccuracies being reported while you are in the process of getting your mortgage. By having our credit monitoring service, you are in control of your credit and can effectively avoid obstacles that could stand in the way of your financial success to borrow money in the future.

Unfortunately there is no tool that can prevent identity theft 100% BUT credit monitoring helps you act immediately whenever something suspicious occurs instead of months or years down the road. Most victims do not even know that they’ve been compromised until it may be too late. The BEST way to protect your credit is knowing and understanding your full credit profile in real-time. Identity theft or an error on your credit report could easily cause your credit score to lose valuable points, resulting in higher interest rates or a denial for credit. Would you rest easy not having immediate access to your bank records? Your credit profile is just as important, so why not have full access with alerts and notifications from it?