If I Am Married, Should We Work On Our Credit Together?

Whether you have been married for 20 years or you just got married your credit is a joint venture.  Of course when you first get married your credit is still separate, but the longer you are married the more joined it will become.  This is why it is so important to take care of individual accounts you had before you were together and joint accounts you open while you are together.  Unless you plan to buy everything separately: house, cars, etc. each person’s credit will affect the other.  When you take care of both parties credit it will take care of you and make your finances easier.  You will have better lending opportunities, better interest rates, and now even better job opportunities.

When you have joint accounts and you are late it will report late for both of you.  Sometimes even when you are not joint account holders on an account the late payment will report late on each others reports.  That is why it is important to check your credit reports at least once a year.  If you find that there are inaccurate or incomplete items on either report or both reports, call the specialists who deal with couples and joint credit accounts every day, Ovation Credit Services.

At Ovation Credit we understand that it is best to work on both of your credit reports at the same time, which is why Ovation is proud to offer a couples’ discount for any two people that seek our services. So, sign up for the couple’s program and get our services at a discounted price. We will still set up two separate accounts, one for each of you to ensure the best service and results possible, however the billing will be together to get the discount. Visit http://www.ovationcredit.com/services/discounts.php to learn more about our credit repair programs and discounts. Or give us a call at 1-866-639-3426 Option 2 to speak with one of our Credit Analysts and get started on a better financial future for both of you today.

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