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Recent Blog Posts

5 Reasons Why Paying Your Bills on Time Is Not Enough
Accounting for 35 percent of your credit score, payment history is the number one factor affecting your credit standing. A single missed payment could lower your credit score by 60, 80 or 100 points, depending on the date of the late payment and your current credit score. Generally speaking, higher scores are hit harder by... Read More
Repair Your Credit With Your Tax Refund
Americans love to spend their tax refund on new cars or dream vacations. If your credit is in trouble, then this year you should consider using that tax refund to get your credit back in shape. Improving your credit score will help you get a lower interest rate on that car loan, and it can... Read More
College Students – Don’t Make These Common Financial Mistakes
College can be expensive, and some college students add to the price tag when they make financial mistakes such as using student loan money for a trip. Another mistake some make is going to a pricey college for four years when they could go elsewhere for two years and transfer. Here is an exploration of... Read More
Holiday Expenses: Top Ways to Avoid Debt this Season
The holiday season is supposed to be about joy, but for many people it brings a great deal of stress. In addition to organizing and attending multiple holiday events, traveling and hosting visitors, you have to watch your budget. Otherwise, you end up with that January hangover when the bills come in. Fortunately, you can... Read More