travel Archives | Ovation Credit Repair Services

5 Great Places to Travel on a Budget in 2016

By | Budgeting, Personal Finance

Travel Budget 2016

While others are making New Year’s resolutions to lose weight, you’ve resolved to travel more and spend less. Let Ovation Credit help you get on top of your finances this year, and explore new places while doing it.

Here’s a list of 5 places to visit on a budget in 2016:

1. Barcelona, Spain

In Spain you can enjoy $2 beers and lunch for less than $15. There’s much to see and do in Barcelona including taking in the art that is modernista architecture by Antoni Gaudi. Enjoy tapas by the beach and let your worries melt away. Take a hike and take in the sights up Montjuic mountain. It’s the perfect place to view the city and you’ll find structures built for the 1992 Olympic games.

2. George Town, Malaysia

Known for its diverse cuisine, George Town is a great place to have a culinary journey. Dine on Malay, Chinese and Indian cuisine for just $2 to $3. Tourists and locals love the fresh fruit juices which you can enjoy for just $1. Part of the cost of travel is dining out, but at those prices you can eat for less than $10 a day.

3. Thrace, Turkey

According to Edna Zhou who writes for Expat Edna, the Thrace region of Turkey starts in Istanbul and runs north-west between the Aegean and Black seas and is a great place to take in Bulgarian and Greek cultures. According to Zhou, it’s a complete contrast from Eastern Turkey. Go wine tasting and explore the vineyard for a fraction of the cost.

4. Xi’an China

China as a travel destination has increased in popularity in recent years causing the cost of travel to increase in cities like Shanghai and Beijing. Xi’an is one Chinese destination that’s still affordable. Destinations in Xi’an include the Terra Cotta Warriors and the historic city walls.

5. Morocco

Always wanted to take a trip to Casablanca? Make 2016 the year you travel to Morocco. Stay in a seafront village outside the city for just $330 a month. In Morocco you can spend all day at the beach, swim in a waterfall, climb a mountain or take a journey through the desert. According to Zhou, a three hour journey can cost just $5.

With online tools you can travel to just about anywhere on a budget. Start with a flexible budget and use sites like Kayak to find the best travel times. Use travel sites, join email lists and comparison shop to secure the best rates on lodging. Establish a daily food allowance ahead of time and scout restaurant deals online to save on dining.

Where will you travel this year? Let us know in the comment section below.

Safe Summer Travel: How To Protect Your Credit

By | Credit Cards, Fraud Protection, Your Credit

The sun is shining, and it’s time to head to the beach. Summer is a great time to travel, and with the warm weather, you may be itching to head out for adventure. However, as exciting as travel can be, it can also have its tribulations. A road trip with friends or family may start out fun, but tight spaces for long durations can bring out the worst in people even if you do enjoy their company most of the time.

If you’re planning a trip, you’ve probably discovered that traveling is the one time when using a credit card can be a good idea. In fact, it may even be a requirement for many hotel and car reservations, as well as a handy way to keep from having to carry a lot of cash, which can be easy to lose. Unfortunately, having that credit card handy for travel can lead to its own trouble.

Protecting your credit card while you travel is essential, and there are several steps that you can take to protect your credit before departing on your journey. First, begin by placing important information such as account numbers and phone numbers in a safe place so that you can notify credit card companies if your card is lost or stolen.

Second, make note of the due dates on your credit card. Most credit card companies will not be forgiving if you forget to make your payment on time because you are on the beach. Either create a secure account to be able to pay the bill online while you are gone, or send the payment early.

Most credit cards have security in place that will prevent you from using the card if they see a trail of purchases moving across state lines. You will need to notify your company before you travel so that you don’t suddenly try to buy gas and have the card declined for a fraud alert.

Although a limited credit card is a hassle, a maxed out card is even worse. It is still important to be careful with your spending. Experiences and memories are priceless, but the damage to your credit can leave you wishing you’d never left home.

Successful travel takes a little bit of planning, and while it’s inevitable you’ll forget something, being mindful of your credit obligations is one thing you should prioritize – before, during, and after the trip.



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